Tuesday, November 27, 2018

Sales, Branding, Non-QM Products; "Don't Fight the Fed" When it Comes to Rates

Posted To: Pipeline Press

Will today or tomorrow bring the 2019 Freddie and Fannie loan limit change announcement? Stay tuned, as it usually released soon after Thanksgiving. Is it arguably less impactful since many jumbo programs have lower rates than conventional conforming products since they don't have guarantee fees, fit nicely into some portfolios, and have lower compliance costs to originate. One thing is clear: lender M&A continues. For example, yesterday we learned that Firstar Bank has reached an agreement to acquire the assets of Firstar Bank has reached an agreement to acquire the assets of Leader Mortgage . And unlike GM's plans to "idle" five factories in North America and cut some 14,000 jobs, lenders are hiring: Lender Products and Services Ethos Lending is being called "the...(read more)
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