Wednesday, April 24, 2019

Purchase Volume Takes a Hit, Responding to Rising Interest Rates

Posted To: MND NewsWire

Rising interest rates continued to take a toll on mortgage applications during the week ended April 19. Even purchase mortgage volume fell victim to the increasing rates after rising for six consecutive weeks. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, declined by 7.3 percent on a seasonally adjusted basis from the previous week. On an unadjusted basis, the Index was down 6 percent. The Refinance Index had surged 39 percent at the end of March co-incident with the largest one week drop in mortgage rates in 10 years but has now erased most of those gains. It declined another 11 percent last week and the refinancing share of total applications dropped to 39.4 percent from 41.5 percent during the week ended April 12. The...(read more)
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from Mortgage News Daily http://bit.ly/2UTnXOF

Purchase Volume Takes a Hit, Responding to Rising Interest Rates

Posted To: MND NewsWire

Rising interest rates continued to take a toll on mortgage applications during the week ended April 19. Even purchase mortgage volume fell victim to the increasing rates after rising for six consecutive weeks. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, declined by 7.3 percent on a seasonally adjusted basis from the previous week. On an unadjusted basis, the Index was down 6 percent. The Refinance Index had surged 39 percent at the end of March co-incident with the largest one week drop in mortgage rates in 10 years but has now erased most of those gains. It declined another 11 percent last week and the refinancing share of total applications dropped to 39.4 percent from 41.5 percent during the week ended April 12. The...(read more)
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from Mortgage News Daily http://bit.ly/2UTnXOF

3 Ways Spring Cleaning Can Connect Your Home With Nature

Your outdoor space is whatever area of your home base that you go to when you want to comfortably connect with nature. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2ZxOfET

Tuesday, April 23, 2019

Bazaar Daily Finds

What are you looking for? We've just relaunched our marketplace as BAZAAR – the best place on the web for designer vintage furnishings and accessories READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2vkFFvv

3 Questions to Ask Before Buying a Whirlpool Tub

Content originally published and Shared from http://perfectbath.com

Are you buying your first whirlpool bathtub? Let us help you narrow down the choices. Start by asking yourself the following questions:

Will it fit in the bathroom?
Make sure to measure your bathroom before you even look at a whirlpool, including any space you might gain taking down dividing walls or showers. "Most whirlpools come in three standard sizes," says Morey. "Five feet, five and a half and six. But you can't just consider the tub size — they're all designed to be dropped into a deck, and that will take up more space, with the bare minimum adding at least a half-inch to your measurements on all sides.

"If you think you'd like to hold a lot of stuff like candles and oils near the water, you'll also need extra space on the deck," says Morey. "If you're over six feet tall, you may want to forfeit deck space for more tub room." Source: HGTV

Is your current heating system enough?
If you choose to heat your whirlpool with your existing in-home heating system, make sure it can handle the amount of water needed to fill the whirlpool. With an external system, the water in the tub will get cool quickly due to the circulating jets, so you will need to frequently refill the tub with hot water. A 50 gallon quick recovery system should be sufficient.

The other option is a self-heating system. A self-heating whirlpool comes with its own internal heating system that circulates the tub water and reheats when necessary. This is a good energy-saving option and the best way to keep your water temperature consistent. Source: DoItYourself

Which type of jet should you pick?
Choose between water jets or air jets. Water-jet whirlpool tubs force water through jets, giving more pressure and a forceful massage. In air-jet whirlpool tubs, air is forced through tiny holes for a lighter massage. A combination whirlpool tub uses both, but will be more expensive and may use more energy.

  • One drawback of water-jet and combination tubs is that you can't use bath salts or oils, as these will damage the pumping mechanism.
  • Another water-jet and combination tub drawback is that some water stays in the jets, and mold can develop if they're not regularly cleaned out. Source: WikiHow

We can help you figure out which brand or type of whirlpool tub will work best for your needs. Find out more when you call us today!

 

Contact:
Perfect Bath
Phone: Toll Free 1-866-843-1641
Calgary, Alberta
Email: info@perfectbath.com

The post 3 Questions to Ask Before Buying a Whirlpool Tub appeared first on Perfect Bath Canada.



from Perfect Bath Canada http://bit.ly/2W6LBE4

3 Questions to Ask Before Buying a Whirlpool Tub

Content originally published and Shared from http://perfectbath.com

Are you buying your first whirlpool bathtub? Let us help you narrow down the choices. Start by asking yourself the following questions:

Will it fit in the bathroom?
Make sure to measure your bathroom before you even look at a whirlpool, including any space you might gain taking down dividing walls or showers. “Most whirlpools come in three standard sizes,” says Morey. “Five feet, five and a half and six. But you can’t just consider the tub size — they’re all designed to be dropped into a deck, and that will take up more space, with the bare minimum adding at least a half-inch to your measurements on all sides.

“If you think you’d like to hold a lot of stuff like candles and oils near the water, you’ll also need extra space on the deck,” says Morey. “If you’re over six feet tall, you may want to forfeit deck space for more tub room.” Source: HGTV

Is your current heating system enough?
If you choose to heat your whirlpool with your existing in-home heating system, make sure it can handle the amount of water needed to fill the whirlpool. With an external system, the water in the tub will get cool quickly due to the circulating jets, so you will need to frequently refill the tub with hot water. A 50 gallon quick recovery system should be sufficient.

The other option is a self-heating system. A self-heating whirlpool comes with its own internal heating system that circulates the tub water and reheats when necessary. This is a good energy-saving option and the best way to keep your water temperature consistent. Source: DoItYourself

Which type of jet should you pick?
Choose between water jets or air jets. Water-jet whirlpool tubs force water through jets, giving more pressure and a forceful massage. In air-jet whirlpool tubs, air is forced through tiny holes for a lighter massage. A combination whirlpool tub uses both, but will be more expensive and may use more energy.

  • One drawback of water-jet and combination tubs is that you can’t use bath salts or oils, as these will damage the pumping mechanism.
  • Another water-jet and combination tub drawback is that some water stays in the jets, and mold can develop if they’re not regularly cleaned out. Source: WikiHow

We can help you figure out which brand or type of whirlpool tub will work best for your needs. Find out more when you call us today!

 

Contact:
Perfect Bath
Phone: Toll Free 1-866-843-1641
Calgary, Alberta
Email: info@perfectbath.com

The post 3 Questions to Ask Before Buying a Whirlpool Tub appeared first on Perfect Bath Canada.



from Perfect Bath Canada http://bit.ly/2W6LBE4

This Simple Change Makes Your Closet Look Like a Showroom

If your closet closely resembles an upended store at the mall, one simple change creates a sleek space. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2vrIP0F

10 Garage Organization Ideas That Will Change Your Life

Garages often require more TLC than the rest of our homes. They're a dumping ground for failed projects, items you can't seem to part with, tools, gadgets, cars, and more—and keeping the mess in check can feel impossible. If you're ready to set aside a weekend to transform your garage space but don't know where READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2Pr0GxV

Before and After: A Budget Refresh for a Tiny Patio

This easy makeover proves you don't have to sweat to create an inspired space. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2Zukjtf

MBS RECAP: Week's Important Events Still to Come

Posted To: MBS Commentary

With each passing day this week, we're reminded that the most important events are yet to come. In fact, we may well be looking at only one significant event in the form of Friday's Q1 GDP reading. There are a few other contenders before that but none with nearly as much street cred as the 1st GDP report for the quarter. Incidentally, next week's events make Friday's GDP look like child's play, so we can't even be sure those GDP is the right event to look forward to! In the meantime, it's been a tedious and boring sideways grind to start the week. Yesterday was the "moderately bad" version of tedious while today was its foil. The net effect is trading levels that are still slightly weaker than last week's closing levels, but well off the weakest levels...(read more)
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from Mortgage News Daily http://bit.ly/2DyaO2Z

MBS RECAP: Week's Important Events Still to Come

Posted To: MBS Commentary

With each passing day this week, we're reminded that the most important events are yet to come. In fact, we may well be looking at only one significant event in the form of Friday's Q1 GDP reading. There are a few other contenders before that but none with nearly as much street cred as the 1st GDP report for the quarter. Incidentally, next week's events make Friday's GDP look like child's play, so we can't even be sure those GDP is the right event to look forward to! In the meantime, it's been a tedious and boring sideways grind to start the week. Yesterday was the "moderately bad" version of tedious while today was its foil. The net effect is trading levels that are still slightly weaker than last week's closing levels, but well off the weakest levels...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2DyaO2Z

Runners are the Bigger, Badder Upgrade You Didn’t Know Your Bathroom Needed

These bath runners will give an upgrade to your everyday, run-of-the-mill bath mats. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2PpR8D7

This TV Doubles as a Transparent Display Case—Can Anything Be More Clever?

Just when you thought you had the latest and greatest model of TV, a new design concept arrives on the tech scene. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2vkeRLT

Mortgage Rates Move Up Despite Market Gains

Posted To: Mortgage Rate Watch

When bonds make "gains," it means that bond prices are moving up. The price of a bond is like the amount that a lender is willing to pay for the right to collect a certain amount of interest. The more the lender is willing to pay, the lower that lender's "yield" will be. Looked at another way, the lower your interest rate would be in the case of a lender making you a mortgage loan. For that reason, we expect to see mortgage rates fall when bonds are making gains (mortgages are based primarily on bond prices/yields). But in today's case, rates went a bit higher even though bonds improved. As is often the case, the discrepancy results from the timing of bond market movement over the past few days. Bonds weakened yesterday and rates logically moved higher. The catch is that bonds continued to...(read more)
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from Mortgage News Daily http://bit.ly/2PyQaEV

Mortgage Rates Move Up Despite Market Gains

Posted To: Mortgage Rate Watch

When bonds make "gains," it means that bond prices are moving up. The price of a bond is like the amount that a lender is willing to pay for the right to collect a certain amount of interest. The more the lender is willing to pay, the lower that lender's "yield" will be. Looked at another way, the lower your interest rate would be in the case of a lender making you a mortgage loan. For that reason, we expect to see mortgage rates fall when bonds are making gains (mortgages are based primarily on bond prices/yields). But in today's case, rates went a bit higher even though bonds improved. As is often the case, the discrepancy results from the timing of bond market movement over the past few days. Bonds weakened yesterday and rates logically moved higher. The catch is that bonds continued to...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2PyQaEV

Stay in These Novel-Inspired Airbnbs for Only $17 a Night

Calling all book worms! READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2WaCF0g

How to Fake Your Way to Order in a Maximalist Home

Just because you have a "more is more" mentality doesn't mean your home has to look like an episode from Hoaders. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2KVEBc0

This Week’s Best Home Sales Will Make Your Space So Much Prettier

The best sales this week are all about decor. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2GDe7rH

You Can Rent The Mysterious Houdini Estate in Hollywood for $1.5K/Night

It sleeps up to 14 people, so you can take the whole crew and escape into a world of glamour and mystery. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2IYA1HB

I’ve Officially Become a Sconce Person, and You Can, Too

Renting? Sconces are most likely still a viable option. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2VnGuSN

This Stylish 34-Foot Airstream Is a Mobile Home and Quilting Studio

For John Ellis and Laura Preston, living in a 34-foot Airstream means having a different backyard every week or so, meeting new people, and seeing the country. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2UPxczw

New Home Sales Best Estimates, Inventories Decline

Posted To: MND NewsWire

New home sales continued on a winning streak in March , increasing for the third straight month. The U.S. Census Bureau and the Department of Housing and Urban Development said sales of newly constructed homes were at a seasonally adjusted annual rate of 692,000 units during the month. This is a 4.5 percent increase over the revised (from 667,000) rate of 662,000 in February and 3.0 percent higher than the March 2018 estimate of 672,000 new homes. Analysts polled by Econoday expected a pullback in March after the strong numbers earlier in the year. They had forecast sales in the range of 630,000 to 660,000. Their consensus was 645,000 units. On a non-adjusted basis there were 68,000 new homes sold in March compared to 56,000 in February and 66,000 a year earlier. For the year-to-date, sales...(read more)
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from Mortgage News Daily http://bit.ly/2IYlfAD

New Home Sales Best Estimates, Inventories Decline

Posted To: MND NewsWire

New home sales continued on a winning streak in March , increasing for the third straight month. The U.S. Census Bureau and the Department of Housing and Urban Development said sales of newly constructed homes were at a seasonally adjusted annual rate of 692,000 units during the month. This is a 4.5 percent increase over the revised (from 667,000) rate of 662,000 in February and 3.0 percent higher than the March 2018 estimate of 672,000 new homes. Analysts polled by Econoday expected a pullback in March after the strong numbers earlier in the year. They had forecast sales in the range of 630,000 to 660,000. Their consensus was 645,000 units. On a non-adjusted basis there were 68,000 new homes sold in March compared to 56,000 in February and 66,000 a year earlier. For the year-to-date, sales...(read more)
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from Mortgage News Daily http://bit.ly/2IYlfAD

Home Price Appreciation Hit the Brakes in February per FHFA

Posted To: MND NewsWire

The pace of home price appreciation slowed notably in February , at least as reflected in the Federal Housing Finance Agency's (FHFA's) House Price Index (HPI). The index, which is calculated using home sales information from mortgages sold to or guaranteed by the GSEs Fannie Mae and Freddie Mac, rose 0.3 percent from January to February and was up 4.9 percent on an annual basis. FHFA's index stood out in January when it jumped 0.6 percent from its December level and had a 5.6 percent increase compared to January 2018. Price indices for the month released by other entities had showed considerable slowing; most had monthly appreciation of 0.1-0.2 percent and annual changes in the 4 percent range. Analysts had anticipated a retreat from the January pace. Those polled by Econoday had forecast...(read more)
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from Mortgage News Daily http://bit.ly/2ISGjIK

Home Price Appreciation Hit the Brakes in February per FHFA

Posted To: MND NewsWire

The pace of home price appreciation slowed notably in February , at least as reflected in the Federal Housing Finance Agency's (FHFA's) House Price Index (HPI). The index, which is calculated using home sales information from mortgages sold to or guaranteed by the GSEs Fannie Mae and Freddie Mac, rose 0.3 percent from January to February and was up 4.9 percent on an annual basis. FHFA's index stood out in January when it jumped 0.6 percent from its December level and had a 5.6 percent increase compared to January 2018. Price indices for the month released by other entities had showed considerable slowing; most had monthly appreciation of 0.1-0.2 percent and annual changes in the 4 percent range. Analysts had anticipated a retreat from the January pace. Those polled by Econoday had forecast...(read more)
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from Mortgage News Daily http://bit.ly/2ISGjIK

A Solar-Powered Austin House for Two Creatives

This home aims for sustainability in small but impactful ways. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2GCirr2

This $25 Amazon Find Is the Answer to Your Small Bedroom Woes

What to do when you don't have the square footage for a proper nightstand but still need a place to set some stuff at night? Fret not my space-deprived friends, we found the perfect bedside storage solution for you. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2Dvz5GQ

How Do You Keep from Going Too Far with Your Fixer Upper?

While stuck in the middle may not sound too appealing, it's exactly where you want to be when it comes to real estate. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2W1mG4R

Moving In Together? Here’s How to Marry Your Styles

Check out tips from these loved-up design duos. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2DtFzpD

What Book to Read Next, Based On Your Zodiac Sign

Happy World Book Day! READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2VZ4B7f

MBS Day Ahead: Should we Care About Rising Oil Prices

Posted To: MBS Commentary

Oil is one of the most fundamental economic inputs when it comes to determining costs and thus inflation. Inflation is one of the most fundamental inputs when it comes to determining the price of bonds. It certainly stands to reason that big moves in oil could translate to at least some movement in the bond market. While that is indeed true in many cases, there is often a lag time for the correlation to play out. Beyond that, both oil and bonds frequently have other things to worry about. Sometimes those things have similar effects on the two markets, but other times, only one of the two is majorly affected. The red highlighted areas show notable instances of oil and bonds moving on completely different agendas. When we bring in indicators like the value of the dollar and China/US stock indices...(read more)
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from Mortgage News Daily http://bit.ly/2L6NFe2

MBS Day Ahead: Should we Care About Rising Oil Prices

Posted To: MBS Commentary

Oil is one of the most fundamental economic inputs when it comes to determining costs and thus inflation. Inflation is one of the most fundamental inputs when it comes to determining the price of bonds. It certainly stands to reason that big moves in oil could translate to at least some movement in the bond market. While that is indeed true in many cases, there is often a lag time for the correlation to play out. Beyond that, both oil and bonds frequently have other things to worry about. Sometimes those things have similar effects on the two markets, but other times, only one of the two is majorly affected. The red highlighted areas show notable instances of oil and bonds moving on completely different agendas. When we bring in indicators like the value of the dollar and China/US stock indices...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2L6NFe2

Subservicer Products; Vendor Updates - Raising Money, Buying Lenders, and Using Blockchain

Posted To: Pipeline Press

Should small, non-depository mortgage bankers be concerned about big banks renewing their interest in FHA loans? Probably. Bank of America is promoting its $0 origination fee FHA & VA programs. Speaking of low down payments, we have last week’s Mortgagee Letter 19-06 . Bloomberg ran a story about “ cracking down on no money down home loans ,” and lenders reacted. For example, California’s Land Home Financial let clients know, “LHFS will be temporarily suspending all FHA GSFA, FHA CalHFA and FHA Within Reach Down Payment Assistance programs. This will include any state Housing Finance Agency, or city or state program where the borrower is receiving a grant or second mortgage. We are awaiting clarification from the various down payment assistance providers…...(read more)
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from Mortgage News Daily http://bit.ly/2ID2NOg

Subservicer Products; Vendor Updates - Raising Money, Buying Lenders, and Using Blockchain

Posted To: Pipeline Press

Should small, non-depository mortgage bankers be concerned about big banks renewing their interest in FHA loans? Probably. Bank of America is promoting its $0 origination fee FHA & VA programs. Speaking of low down payments, we have last week's Mortgagee Letter 19-06 . Bloomberg ran a story about " cracking down on no money down home loans ," and lenders reacted. For example, California's Land Home Financial let clients know, "LHFS will be temporarily suspending all FHA GSFA, FHA CalHFA and FHA Within Reach Down Payment Assistance programs. This will include any state Housing Finance Agency, or city or state program where the borrower is receiving a grant or second mortgage. We are awaiting clarification from the various down payment assistance providers…...(read more)
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from Mortgage News Daily http://bit.ly/2ID2NOg

Lenders Look to Technology Solutions to Increase Profitability

Posted To: MND NewsWire

As profit margins have continued to shrink, mortgage lenders have been seeking to utilize technology to reduce their production expenses which involve in part transmitting large volumes of data among several interconnected parties such as consumers, investors, service provider, and others. In an article in the Fannie Mae Perspectives blog the company's Vice President for Digital Products, Prabhakar Bhogaraju, writes that "Businesses are increasingly leveraging digital technologies to reduce errors and costs, transact faster, and drive a richer and better customer experience. Over the past few years, technological advancements such as artificial intelligence, APIs, and document digitization have gained traction, enabling digital transformation." Fannie Mae's Q1 2019 Mortgage Lender Sentiment...(read more)
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from Mortgage News Daily http://bit.ly/2VkEwmc

Lenders Look to Technology Solutions to Increase Profitability

Posted To: MND NewsWire

As profit margins have continued to shrink, mortgage lenders have been seeking to utilize technology to reduce their production expenses which involve in part transmitting large volumes of data among several interconnected parties such as consumers, investors, service provider, and others. In an article in the Fannie Mae Perspectives blog the company's Vice President for Digital Products, Prabhakar Bhogaraju, writes that "Businesses are increasingly leveraging digital technologies to reduce errors and costs, transact faster, and drive a richer and better customer experience. Over the past few years, technological advancements such as artificial intelligence, APIs, and document digitization have gained traction, enabling digital transformation." Fannie Mae's Q1 2019 Mortgage Lender Sentiment...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2VkEwmc

3 Simple Ways to Make Sure You’re on Top of Your Home Maintenance and Safety Routine

We're talking about all the things that need updating or inspecting a few times a year. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2W57Hqw

Monday, April 22, 2019

BAZAAR Daily Finds: Tuesday

What are you looking for? We've just relaunched our marketplace as BAZAAR – the best place on the web for designer vintage furnishings and accessories READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2VqVuzz

MBS RECAP: Bonds Slump, But Trading Was Pretty Light

Posted To: MBS Commentary

There's age old market wisdom that loosely suggests any given move should be taken more seriously if there's a lot of volume behind it. Deductively, we might conclude that moves backed by exceptionally light volume could be taken less seriously. To whatever extent it makes sense to do such things (and it rarely makes sense to brush off market weakness), today would be one of the best candidates. Much of the rest of the world was closed for business in the overnight session, with the only heavy lifting being done by Tokyo (i.e. Japanese traders were primarily responsible for making trades that moved bond markets during those hours). That made for almost non-existent volume in the overnight session, and only a modest amount of weakness. The domestic hours saw additional weakness , however...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2XAbLzy

MBS RECAP: Bonds Slump, But Trading Was Pretty Light

Posted To: MBS Commentary

There's age old market wisdom that loosely suggests any given move should be taken more seriously if there's a lot of volume behind it. Deductively, we might conclude that moves backed by exceptionally light volume could be taken less seriously. To whatever extent it makes sense to do such things (and it rarely makes sense to brush off market weakness), today would be one of the best candidates. Much of the rest of the world was closed for business in the overnight session, with the only heavy lifting being done by Tokyo (i.e. Japanese traders were primarily responsible for making trades that moved bond markets during those hours). That made for almost non-existent volume in the overnight session, and only a modest amount of weakness. The domestic hours saw additional weakness , however...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2XAbLzy

Mortgage Rates Modestly Higher to Start The Week

Posted To: Mortgage Rate Watch

Mortgage rates were higher again on Monday, but just barely. The average lender was still in worse shape on Tuesday or Wednesday of last week when rates were the highest they'd been in about a month. Rates reflect demand in the bond market. Bonds can be bought or sold for a variety of reasons, but one of the key reasons is the general levels of fear and optimism surrounding the economy. When investors are less certain about positive economic outcomes, they tend to buy more bonds. This results in rates moving lower. That sort of uncertainty reached a bit of a boiling point at the end of March when the Fed called out economic uncertainty in Europe and China as one of the biggest risks to the global economic outlook. Since then, however, some of the data suggests the sky may not be falling just...(read more)
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from Mortgage News Daily http://bit.ly/2XBNIQO

Mortgage Rates Modestly Higher to Start The Week

Posted To: Mortgage Rate Watch

Mortgage rates were higher again on Monday, but just barely. The average lender was still in worse shape on Tuesday or Wednesday of last week when rates were the highest they'd been in about a month. Rates reflect demand in the bond market. Bonds can be bought or sold for a variety of reasons, but one of the key reasons is the general levels of fear and optimism surrounding the economy. When investors are less certain about positive economic outcomes, they tend to buy more bonds. This results in rates moving lower. That sort of uncertainty reached a bit of a boiling point at the end of March when the Fed called out economic uncertainty in Europe and China as one of the biggest risks to the global economic outlook. Since then, however, some of the data suggests the sky may not be falling just...(read more)
Forward this article via email:  Send a copy of this story to someone you know that may want to read it.


from Mortgage News Daily http://bit.ly/2XBNIQO

A Professional Organizer Makes a Plain Rental Peaceful and Pretty

One of the ways Anna Eskridge made peace in this home? Donating the TV. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2UyZWYe

This Condo Embodies the Minimal Maximalism Trend

This Austin home is a stylish example of one of the more interesting trends in interiors: Minimal Maximalism. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2VkXQjk

Look Inside: A Mid-Century Modern Escape in New Mexico for $787,500

This stylish mid-century modern house is located in the hills overlooking Santa Fe. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2UrGug4

Today’s Amazon Deals Will Help You Have A Cleaner, Healthier Home This Spring

Save big on vacuums, water filters, and pressure washers today. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2UzWltf

March Home Sales Couldn't Repeat February's Win

Posted To: MND NewsWire

The question this morning was whether March's existing home sales could build on the strong numbers posted in February, an 11.8 percent increase from the prior month with a seasonally adjusted pace of 5.51 million. It was the largest gain in more than three years. The consensus was that they would not. The forecasters were spot on. The National Association of Realtors® (NAR) reports that sales of existing single-family homes, townhomes, condos, and cooperative apartments retreated from their February gains, with each of the four major U.S. regions falling back. The Midwest saw the largest decline although the West wasn't far behind. Total existing-home sales fell 4.9 percent from February to a seasonally adjusted annual rate of 5.21 million. Sales as a whole are down 5.4 percent from a...(read more)
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from Mortgage News Daily http://bit.ly/2GAlGiQ

March Home Sales Couldn't Repeat February's Win

Posted To: MND NewsWire

The question this morning was whether March's existing home sales could build on the strong numbers posted in February, an 11.8 percent increase from the prior month with a seasonally adjusted pace of 5.51 million. It was the largest gain in more than three years. The consensus was that they would not. The forecasters were spot on. The National Association of Realtors® (NAR) reports that sales of existing single-family homes, townhomes, condos, and cooperative apartments retreated from their February gains, with each of the four major U.S. regions falling back. The Midwest saw the largest decline although the West wasn't far behind. Total existing-home sales fell 4.9 percent from February to a seasonally adjusted annual rate of 5.21 million. Sales as a whole are down 5.4 percent from a...(read more)
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