Budgeting is too often misunderstood. The problem: Many people look over their expenses after the money is gone. Then they get startled or—even less productively—embarrassed at how much money was spent on things like eating out or buying new clothing, and vow to cut back next month. It's an endless cycle that does little to change your spending habits.
from Apartment Therapy | Saving the world, one room at a time https://ift.tt/2SHBmVA
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