You pay your rent on time every month, keep your savings account padded with at least a few hundred bucks, and don't overdraw your checking account. While these are all responsible money management habits, they haven't actually been helping you build your credit–but that could change soon.
FICO, which is the most widely used credit score, announced that beginning in 2019, it will test a new model that takes consumer's money management skills into consideration alongside credit responsibility.
from Apartment Therapy | Saving the world, one room at a time https://ift.tt/2O2Ri0U
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