Wednesday, January 25, 2017

Mortgage Rates Resume Big-Picture Uptrend

Posted To: Mortgage Rate Watch

Mortgage rates moved higher for the 5th time in the past 6 business days. The past 2 days have combined to bring rates a full .125% higher. That's the increment by which rates are most commonly divided (i.e. 4.0, 4.125%, 4.25%, etc.). Under normal circumstances rates might move that much over 2 weeks as opposed to 2 days. In fact, it happened twice in this most recent cycle (Jan 18/19, and Jan 24/25). The only time we see rates moving any faster is during major blowouts like the weeks following the election or the 2013 taper tantrum. The average lender is once-again quoting 4.25% on top tier conventional 30yr fixed scenarios. This isn't the first time we've seen 4.25% this year, but closing costs are slightly higher today. That means effective rates are at 2017 highs. Several lenders are already...(read more)
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from Mortgage News Daily http://ift.tt/2jgj7Uf

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