Freddie Mac Names eNote Vendors

Posted To: MND NewsWire

Freddie Mac has certified six companies as meeting its requirements for creating, signing, and storing eNotes , i.e. electronic promissory notes. The company said it took this step to expedite and streamline the mortgage process by encouraging the use of digital documents. Four companies have completed Freddie Mac's full approval process, meeting the technical requirements to create, sign and / or store eNotes. They are Digital Delivery, eSign Systems, Fiserv, and Pavaso . Two additional companies -- DocMagic and eOriginal -- have provisional approvals as they go through the full review process. Freddie Mac said it has been actively purchasing eMortgages from sellers and servicers since 2005 and regularly accepts many electronic documents used in initial disclosures and electronic closings...(read more)

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BuJo Curious? The Things to Know About Bullet Journaling Before You Get Started

Bullet journals (or BuJos for short) are definitely having a moment right now. Everywhere you look—Instagram, YouTube, Pinterest—there's bullet journal fever. If the cult-favorite organizational system has piqued your curiosity but you are not quite sure if it's for you, we're walking you through a few key things you need to know before you decide to BuJo or not to BuJo.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2gSyJ3t

Foreclosure Starts at 12-Year Low

Posted To: MND NewsWire

The national foreclosure inventory rate, according to Black Knight Financial Services, fell below 1 percent in October for the first time since July 2007. That rate, which measures the number of mortgaged homes in the process of foreclosure, dropped by 0.95 percent from September and was down 30.24 percent compared to its level in October 2015. Black Knight, in its "first look" at October mortgage performance data, said there are now 504,000 homes in the inventory, a decline of 5,000 in a month and 217,000 year-over-year. That wasn't the only good news in the report. Foreclosure starts declined by 8.3 percent from September and were 22.81 percent lower than in October 2015. At 56,500, the number of October starts was the lowest since January 2005. Delinquencies were up by what Black Knight...(read more)

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Foreclosure Starts at 12-Year Low

Posted To: MND NewsWire

The national foreclosure inventory rate, according to Black Knight Financial Services, fell below 1 percent in October for the first time since July 2007. That rate, which measures the number of mortgaged homes in the process of foreclosure, dropped by 0.95 percent from September and was down 30.24 percent compared to its level in October 2015. Black Knight, in its "first look" at October mortgage performance data, said there are now 504,000 homes in the inventory, a decline of 5,000 in a month and 217,000 year-over-year. That wasn't the only good news in the report. Foreclosure starts declined by 8.3 percent from September and were 22.81 percent lower than in October 2015. At 56,500, the number of October starts was the lowest since January 2005. Delinquencies were up by what Black Knight...(read more)

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Get the Look: Beautiful, Functional & Modern — Shop the Style

Jan-Nicolas and Vincent's Montreal home is beautiful and modern, yet functional and happy at the same time (just take a look at the bright yellow stairs leading to their third floor flat). You can find some of the custom pieces and unique art that fill their home using the sources below.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2cH30fb

What I've Learned About Christmas Trees (& Life) From Dolly Parton

I'm a life-long Dolly Parton fan and recently went to her concert here in St Louis. As always, she charmed me with her humor and humility, and her unapologetic "what you see is what you get" attitude, combined with love and acceptance for others. She's brassy in the best possible way, and the queen of one-liners. Here are some of my favorite Dolly quotes from over the years, peppered with a bunch of Christmas trees that would make her proud.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2gFDEAI

Easy (& Free!) Ways to Give Back on #GivingTuesday — Daily 5

'Tis the season to give back. It's the fifth year of #GivingTuesday, it's the official unofficial start of the charitable season. Started by the 92nd Street Y in 2012, the campaign harnesses the power of social media to connect people and causes and inspire those to give. While we're all for monthly donations, volunteering your time, and being of service all year long, we compiled five easy and free ways to give back today.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2gFBot6