Comprehensive Disaster Updates From Agencies, Lenders, and Investors

Posted To: Pipeline Press

You think you have it rough? Try being a Wells Fargo MLO trying to hold onto your business when every newspaper is carrying stories about the cross-selling scandal, auto insurance scandal, unauthorized account scandal, bill pay enrollment scandal, rate lock fee scandal… No wonde r independent mortgage banks are picking up market share through steering clear of negative headlines, fostering cultures that “fire employees up,” offering decent products & pricing, focusing on service, and reminding employees that “all we do is home loans – let’s do them right.” If I am a borrower, all that can be pretty compelling. Disaster Updates - Estimated at $90B and Counting As always, clients should read the full bulletins from lenders and investors. Those presented...(read more)

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Before & After: A Galley Kitchen Gets Gorgeous

Erin's old kitchen looked straight out of Stranger Things and she knew before she moved in that she'd be going to battle with the demigorgon of outdated design (end of reference, I promise). By knocking down the cabinets and updating the kitchen with crisp, modern design she was able to make her galley kitchen functional and beautiful.

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MBS Day Ahead: Today's NFP Trade May Not be Market's "Final Answer"

Posted To: MBS Commentary

I wish Who Wants to be a Millionaire was still a popular show. Its catchphrases and terminology work really well with bond market psychology. Often times, bonds will look like they're going to move in one particular direction for one particular reason only to end up changing their "final answer" based on new info that came to light after using one of their lifelines. In the current case, the metaphorical contestant looks set to answer the question in a fairly clear way. Anything but a horrible NFP number today should obviously result in a bigger-picture bounce for yields for a few reasons. First of all there's the simple fact that the present bond rally is getting long in the tooth. This coincides with potential bounces at technical levels around 2.12%, and the bottom of the...(read more)

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MBS Day Ahead: Today's NFP Trade May Not be Market's "Final Answer"

Posted To: MBS Commentary

I wish Who Wants to be a Millionaire was still a popular show. Its catchphrases and terminology work really well with bond market psychology. Often times, bonds will look like they're going to move in one particular direction for one particular reason only to end up changing their "final answer" based on new info that came to light after using one of their lifelines. In the current case, the metaphorical contestant looks set to answer the question in a fairly clear way. Anything but a horrible NFP number today should obviously result in a bigger-picture bounce for yields for a few reasons. First of all there's the simple fact that the present bond rally is getting long in the tooth. This coincides with potential bounces at technical levels around 2.12%, and the bottom of the...(read more)

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An Under-$20 DIY Project to Add Curb Appeal

Stephen and Amy bought their first home together in Philadelphia's Fishtown neighborhood in 2013. Their home is adorable inside and out, with many of the elements crafted by the couple. There is one small element that I think has a big impact on their home's curb appeal — and it's an easy and affordable DIY!

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Expert Advice on How To Handle an Out of Control Email Inbox — Tech Headaches

An out-of-control inbox is a problematic thing. Not only does it make it hard to keep your professional and personal life organized, a cluttered inbox can often lead to missed emails and opportunities.

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Sign Up! The September Sweep is Your Key to a More Organized Home

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There's something about the switch from summer to fall that inspires a shift in thinking. Maybe it's the temperatures dropping, or the leaves starting to change, or maybe it's just that the kids are back in school, but September has always felt to me like a transitionary month. Like a fresh start in the middle of the calendar—where you can redefine your life and your home without waiting for January to come along.

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