Wednesday, February 1, 2017

Before and After: A Dreary Rental Bathroom Gets A Fresh Makeover for Just $60

Perhaps the next best thing to your landlord offering to fix up your rental bathroom (which rarely happens), is your landlord granting their blessing for you to fix it up yourself. Justyna was thrilled to get the green light from her landlord to make some bathroom improvements and she got straight to work. See what she accomplished on a small budget in this small rental:

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CFPB Enforcement Action - Realtors Take Note About Referral Fees; GSE news; Jumbo Program Trends

Posted To: Pipeline Press

Although I am now in Phoenix for several days, where house flipping is ramping up again, I was fortunate earlier this week to be able to attend the Texas Mortgage Banker's Secondary Market Conference in Austin. The mood was upbeat, and the attendees were genuinely interested in learning about helping consumers while making sure loans are done in compliant manner. Legal & regulatory news : it doesn't stop...real estate companies beware We all know that $3.5 million isn't chump change. The Consumer Financial Protection Bureau fined Prospect Mortgage, LLC, ReMax Gold Coast, and Keller Williams Mid-Willamette for illegal kickbacks relating to mortgage business referrals. Planet Home Lending was also mentioned. We all know that residential lenders and title companies, among others, have been...(read more)
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CFPB Enforcement Action - Realtors Take Note About Referral Fees; GSE news; Jumbo Program Trends

Posted To: Pipeline Press

Although I am now in Phoenix for several days, where house flipping is ramping up again, I was fortunate earlier this week to be able to attend the Texas Mortgage Banker's Secondary Market Conference in Austin. The mood was upbeat, and the attendees were genuinely interested in learning about helping consumers while making sure loans are done in compliant manner. Legal & regulatory news : it doesn't stop...real estate companies beware We all know that $3.5 million isn't chump change. The Consumer Financial Protection Bureau fined Prospect Mortgage, LLC, ReMax Gold Coast, and Keller Williams Mid-Willamette for illegal kickbacks relating to mortgage business referrals. Planet Home Lending was also mentioned. We all know that residential lenders and title companies, among others, have been...(read more)
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3 Looks, 1 (Small) Budget: Makeover Your Bed for Under $100 — Cheap Thrills

Buying budget-friendly bedding is like walking aisle-by-aisle through the dollar store: "Everything's so cheap!" you'll say, as you grab handfuls of votive candles and duct tape. Before you know it, you've tallied up a $60 bill on nothing more than silly putty and plastic hangers. Okay, so it's not exactly like that, but the sentiment is the same. While individually, everything feels like quite the steal of a deal, when it comes time to total it all up, you might be surprised how quickly your money goes.

So, to save you from bedroom buying burnout (or rather, run out...as in, what your bank account might be likely to do otherwise), we've put together three stylish combinations, each under $100, including a duvet set, sheet set, throw pillows and decorative blanket.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2jXkH0O

10 Unusual Things to Use as a Nightstand

(Image credit: Lily)

What is a nightstand, anyway? Of course we all know what the pieces identified as nightstands at the furniture store look like: little tables, usually with a drawer or shelf. But all a nightstand really is, at its most basic, is a place to put the stuff you may want immediately before you go to bed or right after you get up, so you don't have to lean over awkwardly and pick up your iPhone from the floor. Realizing this, lots of clever folks have repurposed all kinds of non-nightstandy things as nightstands. Here are 10 of our favorite examples.

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3 Storage Solutions to Steal from This Under-the-Stairs Pantry — Kitchn

(Image credit: Gina Eykemans)

From Kitchn → 3 Ideas to Steal from This Under-the-Stairs Pantry

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MBS Day Ahead: More Important Data and Fed Announcement

Posted To: MBS Commentary

The significance of the economic data ramps up today with ADP employment at 8:15am. This just came out at 246k vs a median forecast called for a slight increase from 153k to 165k. That's a substantial beat and bonds are already reacting negatively. Of even more interest is the 10am ISM Manufacturing PMI which has recovered from the high 40's to the mid 50's over the course of 2016. Today's report is expected to come in at 55.0 vs 54.5 previously. The Fed Announcement is at 2pm. Of the 2 types of Fed days, this is the less consequential version with NO press conference or release of economic projections. Investors generally feel that the Fed saves bigger news for the announcements that are followed by press conferences. Even so , they'll be looking at any changes in the verbiage...(read more)
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