UDAAP and Title Webinars; Allied Found Guilty; Lender Rankings

Posted To: Pipeline Press

Numbers can be deceiving. U.S. Housing and Urban Development (HUD) Secretary Julián Castro announced that public housing developments in the U.S. will now be required to provide a smoke-free environment f or their residents. Secretary Castro said HUD’s new rule will provide resources and support to more than 3,100 Public Housing Agencies (PHAs) to implement required smoke-free policies over the next 18 months. In legal news du jour, since this often helps shape the public's opinion of our industry, a jury found Allied Home Mortgage and CEO Jim C. Hodge liable for civil mortgage fraud, and awarded the United States over $92 million in damages . They are, "liable for violating the False Claims Act and the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 in connection...(read more)

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The Perfect Christmas Tree for Small Spaces — Video from Apartment Therapy

For those of us who live in a small space, a full-size Christmas tree may not be an option. But don't worry, here's an adorable small-scale alternative to the traditional Tannenbaum: a tabletop pine branch arrangement. Big enough to hold a few simple ornaments, but small enough to sit on your bookshelf, this tree is perfectly sized to deliver the maximum amount of cheer in the minimum amount of space.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2gM9nl1

Inexpensive Organizers Everyone With a Small Bathroom Should Be Using

If you've got a small bathroom, you're really making a fatal design and storage mistake by not including these five smart storage tools. These five items will give you more storage space, make your existing storage space more efficient and make using your small bathroom a lot more enjoyable.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/1TRRY6r

MBS Day Ahead: Bonds Flirt With Highest Yields Since July 2015

Posted To: MBS Commentary

Bond markets begin the day still reeling from yesterday's OPEC-driven rout. We noted in yesterday's closing commentary that yields bounced on an ominous floor at at 2.35% (10yr yield). That was ominous because it has been a relevant pivot point , as seen in the chart below. The implication of a failure to break 2.35% was that we risked moving to the next higher pivot point today. Indeed, yields have been banging their heads against 2.42% since 4am this morning. While yesterday's drama was clearly a product of inflation concerns driven by the OPEC deal, today's weakness is getting more motivation from the non-inflation-related components of bond yields. This can be seen in the following chart where the the non-inflation-related components actually moved lower yesterday (blue...(read more)

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from Mortgage News Daily http://ift.tt/2fIZebk

MBS Day Ahead: Bonds Flirt With Highest Yields Since July 2015

Posted To: MBS Commentary

Bond markets begin the day still reeling from yesterday's OPEC-driven rout. We noted in yesterday's closing commentary that yields bounced on an ominous floor at at 2.35% (10yr yield). That was ominous because it has been a relevant pivot point , as seen in the chart below. The implication of a failure to break 2.35% was that we risked moving to the next higher pivot point today. Indeed, yields have been banging their heads against 2.42% since 4am this morning. While yesterday's drama was clearly a product of inflation concerns driven by the OPEC deal, today's weakness is getting more motivation from the non-inflation-related components of bond yields. This can be seen in the following chart where the the non-inflation-related components actually moved lower yesterday (blue...(read more)

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from Mortgage News Daily http://ift.tt/2fIZebk

10 Crowd Pleasing Snacks for Last-Minute Guests — Kitchn

(Image credit: Sabra Krock)

From Kitchn → 10 Snacks We Love for Last-Minute Guests

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2fIQJNw

Extended Stay: 7 Unique Ways Bring the Vibes from Your Best Vacay Home

It can be jarring, to say the least, returning to reality after a glorious vacation. Whether you spent a week sunning yourself on the white sandy beaches of some tropical isle or shredding the powdery slopes at a ski lodge, holding on to your vacation-mind's sense of zen can seem hopeless once you have to dive back in to to the daily grind.

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from Apartment Therapy | Saving the world, one room at a time http://ift.tt/2fP39yE