 You're going to need to work on "Wake Up, San Francisco" in order to afford this house! READ MORE...
 You're going to need to work on "Wake Up, San Francisco" in order to afford this house! READ MORE...from Apartment Therapy| Saving the world, one room at a time https://ift.tt/2CMenlY
 You're going to need to work on "Wake Up, San Francisco" in order to afford this house! READ MORE...
 You're going to need to work on "Wake Up, San Francisco" in order to afford this house! READ MORE... Happy spring! READ MORE...
 Happy spring! READ MORE... Elana Frankel shares pretty incredible stories of historic lore—and ghosts(?)—in the place she and her family (and three chickens and two dogs) call home. READ MORE...
 Elana Frankel shares pretty incredible stories of historic lore—and ghosts(?)—in the place she and her family (and three chickens and two dogs) call home. READ MORE... 10 fun finds to add to your shopping cart, stat. READ MORE...
 10 fun finds to add to your shopping cart, stat. READ MORE... How a tight budget and an even tighter market spelled disaster for our hunt for a new home. READ MORE...
 How a tight budget and an even tighter market spelled disaster for our hunt for a new home. READ MORE... Does Jon Snow come with the Ghost plush? READ MORE...
 Does Jon Snow come with the Ghost plush? READ MORE... Trade ten and two for 10 minutes completely devoted to whatever you want. READ MORE...
 Trade ten and two for 10 minutes completely devoted to whatever you want. READ MORE... Eight space-saving ways to let kids be kids. READ MORE...
 Eight space-saving ways to let kids be kids. READ MORE... You'll never clean these spots the same way again. READ MORE...
 You'll never clean these spots the same way again. READ MORE... That wood divider! READ MORE...
 That wood divider! READ MORE... Your future self—whether tomorrow's or the one you'll meet a decade or so from now—will thank you for doing these things now. READ MORE...
 Your future self—whether tomorrow's or the one you'll meet a decade or so from now—will thank you for doing these things now. READ MORE... Last year's major tax changes seemingly doubled or tripled the annual filing headache on top of all of the additional requirements for homeowners. READ MORE...
 Last year's major tax changes seemingly doubled or tripled the annual filing headache on top of all of the additional requirements for homeowners. READ MORE... Have you ever heard of anything crazier? READ MORE...
 Have you ever heard of anything crazier? READ MORE... Next stop: Happy hour. READ MORE...
 Next stop: Happy hour. READ MORE... Dreaming of more time to yourself? Move here. READ MORE...
 Dreaming of more time to yourself? Move here. READ MORE... Where has this been all of my life? READ MORE...
 Where has this been all of my life? READ MORE... We bet you'll be seeing plenty more of this trend in the months to come. READ MORE...
 We bet you'll be seeing plenty more of this trend in the months to come. READ MORE... Don't buy new. Redo! READ MORE...
 Don't buy new. Redo! READ MORE... The U.S. residential real estate industry is dominated by women—but it wasn't always that way. READ MORE...
 The U.S. residential real estate industry is dominated by women—but it wasn't always that way. READ MORE... The days are getting longer, the weather is finally warming up a bit, and pastel season is just around the corner. READ MORE...
 The days are getting longer, the weather is finally warming up a bit, and pastel season is just around the corner. READ MORE... I already do this! READ MORE...
 I already do this! READ MORE... Add some of this inspo to your culinary quarters. READ MORE...
 Add some of this inspo to your culinary quarters. READ MORE... Colorful rugs, velvet fabrics, and oil paintings—a character from an Agatha Christie mystery novel would fit right into this 1870 house's decor. READ MORE...
 Colorful rugs, velvet fabrics, and oil paintings—a character from an Agatha Christie mystery novel would fit right into this 1870 house's decor. READ MORE... There's a whole world of superhero brushes and scrubbers with all kinds of special features that will help cut your cleaning time in two. READ MORE...
 There's a whole world of superhero brushes and scrubbers with all kinds of special features that will help cut your cleaning time in two. READ MORE... Science found an excuse to rewatch "The Gilmore Girls" for the 20th time. READ MORE...
 Science found an excuse to rewatch "The Gilmore Girls" for the 20th time. READ MORE... Time to spring clean your queue. READ MORE...
 Time to spring clean your queue. READ MORE...Posted To: MBS Commentary
Bonds began the day in weaker territory, threatening to confirm a 2 day move that ends March's impressive run. Weakness remained intact all day but began to fade after 10:30am when the brexit vote failure headlines came out. Brexit continues to be an ancillary source of uncertainty for the global financial market. It's not going to change any big picture trends at this stage, and if it ever does, a case could only be made for such a thing by a lengthy research paper years and years after the fact. As for the day's non-brexit-related considerations, the economic data wasn't a big market mover and volatility was quite well contained considering the combination of a big monthly move and the fact that today was month/quarter end . This absence of volatility is both good and bad...(read more)Posted To: MBS Commentary
Bonds began the day in weaker territory, threatening to confirm a 2 day move that ends March's impressive run. Weakness remained intact all day but began to fade after 10:30am when the brexit vote failure headlines came out. Brexit continues to be an ancillary source of uncertainty for the global financial market. It's not going to change any big picture trends at this stage, and if it ever does, a case could only be made for such a thing by a lengthy research paper years and years after the fact. As for the day's non-brexit-related considerations, the economic data wasn't a big market mover and volatility was quite well contained considering the combination of a big monthly move and the fact that today was month/quarter end . This absence of volatility is both good and bad...(read more)Posted To: Mortgage Rate Watch
Mortgage rates were higher again today, making this the first confirmed bounce since beginning their stellar run last week. To be clear, rates have been in a broader stellar run since November 2018, but had definitely settled into a sideways pattern in the first part of 2019. Last week's big move served as the great escape from that pattern. In the trivia department, with today in the books, this has become the best month for mortgage rates since late 2008 (in terms of overall movement, not outright levels... rates were definitely lower many times). The bigger question is whether or not the good times keep rolling in April. If these past 2 days of weakness are a cue, there's a risk that a bigger pull-back will take shape. Either way, next week's economic data could play a key role as there...(read more)Posted To: Mortgage Rate Watch
Mortgage rates were higher again today, making this the first confirmed bounce since beginning their stellar run last week. To be clear, rates have been in a broader stellar run since November 2018, but had definitely settled into a sideways pattern in the first part of 2019. Last week's big move served as the great escape from that pattern. In the trivia department, with today in the books, this has become the best month for mortgage rates since late 2008 (in terms of overall movement, not outright levels... rates were definitely lower many times). The bigger question is whether or not the good times keep rolling in April. If these past 2 days of weakness are a cue, there's a risk that a bigger pull-back will take shape. Either way, next week's economic data could play a key role as there...(read more) 79 percent have, apparently. READ MORE...
 79 percent have, apparently. READ MORE... When your father-in-law is an architect, your husband is in construction, and your mother-in-law is an interior designer, your renovation comes out beautifully. READ MORE...
 When your father-in-law is an architect, your husband is in construction, and your mother-in-law is an interior designer, your renovation comes out beautifully. READ MORE... I'm a lifelong renter and IKEA products have come to the rescue for many of my rental conundrums over the years. READ MORE...
 I'm a lifelong renter and IKEA products have come to the rescue for many of my rental conundrums over the years. READ MORE... We hit up skincare experts to help us break down the effects. READ MORE...
 We hit up skincare experts to help us break down the effects. READ MORE... Three decades, and they still have that couch. READ MORE...
 Three decades, and they still have that couch. READ MORE...Posted To: MND NewsWire
With the third set of new home sales data in 21 days it seems the Census Bureau has caught up from the partial government shutdown. Whether because of the delay, or just in the normal course of revisions, changes to the December numbers were dramatic enough to mention. First reported at a seasonally adjusted rate of 621,000 units, a surprising 16.9 percent increase , they were revised even higher to 652,000. Now a second revision has lopped more than 60,000 units off that pace, reducing it to 588,000 and erasing the entire percentage gain. Getting back on track, the most recent data shows newly constructed homes sold during February at a seasonally adjusted annual rate of 667,000 units, an increase of 4.9 percent from the 636,000-unit pace in January. That rate was revised up from 607,000 units...(read more)Posted To: MND NewsWire
With the third set of new home sales data in 21 days it seems the Census Bureau has caught up from the partial government shutdown. Whether because of the delay, or just in the normal course of revisions, changes to the December numbers were dramatic enough to mention. First reported at a seasonally adjusted rate of 621,000 units, a surprising 16.9 percent increase , they were revised even higher to 652,000. Now a second revision has lopped more than 60,000 units off that pace, reducing it to 588,000 and erasing the entire percentage gain. Getting back on track, the most recent data shows newly constructed homes sold during February at a seasonally adjusted annual rate of 667,000 units, an increase of 4.9 percent from the 636,000-unit pace in January. That rate was revised up from 607,000 units...(read more) Not only is it stately, but it's also one of the most fire- and weather-resistant building materials. READ MORE...
 Not only is it stately, but it's also one of the most fire- and weather-resistant building materials. READ MORE... A mix between "Mad Men" and "Pee Wee Herman," artist Kim Alpert's self-proclaimed style is "Folk Futurism." READ MORE...
 A mix between "Mad Men" and "Pee Wee Herman," artist Kim Alpert's self-proclaimed style is "Folk Futurism." READ MORE... See if your hometown makes the list. READ MORE...
 See if your hometown makes the list. READ MORE... No need to choose between the two. READ MORE...
 No need to choose between the two. READ MORE...Posted To: MBS Commentary
While the notion that "all good things come to an end" is the subject of philosophical debate, it's a safe bet that all awesome bond rallies will eventually meet resistance. For the first time in the entire month of March, the bond market is exhibiting some weakness that's worth mentioning. Until now, the worst thing you could say about this month was that rates were only holding sideways for a few days here and there in between strong moves lower. While that certainly makes today's weakness more palatable in the bigger picture, we're always most concerned with the future, aren't we! Rates are still near long-term lows and are still much lower than they were even 2 weeks ago? Good for them! How about next week?! Prediction is a fool's errand most of the time...(read more)Posted To: MBS Commentary
While the notion that "all good things come to an end" is the subject of philosophical debate, it's a safe bet that all awesome bond rallies will eventually meet resistance. For the first time in the entire month of March, the bond market is exhibiting some weakness that's worth mentioning. Until now, the worst thing you could say about this month was that rates were only holding sideways for a few days here and there in between strong moves lower. While that certainly makes today's weakness more palatable in the bigger picture, we're always most concerned with the future, aren't we! Rates are still near long-term lows and are still much lower than they were even 2 weeks ago? Good for them! How about next week?! Prediction is a fool's errand most of the time...(read more) Dear Readers, What are you looking for? We've just relaunched our marketplace as BAZAAR – the best place on the web for designer vintage furnishings and accessories READ MORE...
 Dear Readers, What are you looking for? We've just relaunched our marketplace as BAZAAR – the best place on the web for designer vintage furnishings and accessories READ MORE... This small studio is full of Chelsea's favorite things: feminism, queer lady history, books, plants, the kitties, and the color orange. READ MORE...
 This small studio is full of Chelsea's favorite things: feminism, queer lady history, books, plants, the kitties, and the color orange. READ MORE... Learn how to truly relax in your home and you'll love it even more. READ MORE...
 Learn how to truly relax in your home and you'll love it even more. READ MORE...Posted To: Pipeline Press
Wells Fargo’s continuing saga continues with the resignation of its CEO Tim Sloan over opening accounts without customer’s permission. “Fortunately” this time it was not for mortgage-related issues, and Allen Park, Wells’ SVP and general counsel, steps in temporarily until a CEO from outside the company is found. Wells recently awarded Sloan a 5 percent pay raise, to $18.4 million a year. Speaking of comp, NASA scientists will pay you $19,000 to stay in bed two months. Comp is relative, and originators around the country are seeing their pay, and jobs, change. (The latest STRATMOR blog is, “Changes in the role of the LO and Their Compensation.” ) Lastly, do you pay your employees in old-fashioned dollars? In Japan (not exactly known for its thriving...(read more)Posted To: Pipeline Press
Wells Fargo's continuing saga continues with the resignation of its CEO Tim Sloan over opening accounts without customer's permission. "Fortunately" this time it was not for mortgage-related issues, and Allen Park, Wells' SVP and general counsel, steps in temporarily until a CEO from outside the company is found. Wells recently awarded Sloan a 5 percent pay raise, to $18.4 million a year. Speaking of comp, NASA scientists will pay you $19,000 to stay in bed two months. Comp is relative, and originators around the country are seeing their pay, and jobs, change. (The latest STRATMOR blog is, "Changes in the role of the LO and Their Compensation." ) Lastly, do you pay your employees in old-fashioned dollars? In Japan (not exactly known for its thriving...(read more) It's been 60 years since Barbie first hit shelves, so we decided to dream up what Barbie's kitchen, living space, and bedroom would look like scaled down. READ MORE...
 It's been 60 years since Barbie first hit shelves, so we decided to dream up what Barbie's kitchen, living space, and bedroom would look like scaled down. READ MORE...Posted To: MND NewsWire
As the Senate Banking Committee wound up its second day of hearings on Chairman Mike Crapo's (R-ID) outline for housing finance reform the White House issued its own memorandum. In a memo addressed to all cabinet members and the heads of several housing related agencies, the President laid out the recent history of the system including the conservatorship of Fannie Mae and Freddie Mac (the GSEs) and the Treasury's involvement in supporting them during the housing crisis. It then says it is time for the country to reform the system "to reduce taxpayer risks, expand the private sector's role, modernize government housing programs, and make sustainable home ownership for American families our benchmark of success." The White House memo differs from the Crapo outline in that its recommendations...(read more)