Purchase Volume Takes a Hit, Responding to Rising Interest Rates

Posted To: MND NewsWire

Rising interest rates continued to take a toll on mortgage applications during the week ended April 19. Even purchase mortgage volume fell victim to the increasing rates after rising for six consecutive weeks. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, declined by 7.3 percent on a seasonally adjusted basis from the previous week. On an unadjusted basis, the Index was down 6 percent. The Refinance Index had surged 39 percent at the end of March co-incident with the largest one week drop in mortgage rates in 10 years but has now erased most of those gains. It declined another 11 percent last week and the refinancing share of total applications dropped to 39.4 percent from 41.5 percent during the week ended April 12. The...(read more)

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from Mortgage News Daily http://bit.ly/2UTnXOF

Purchase Volume Takes a Hit, Responding to Rising Interest Rates

Posted To: MND NewsWire

Rising interest rates continued to take a toll on mortgage applications during the week ended April 19. Even purchase mortgage volume fell victim to the increasing rates after rising for six consecutive weeks. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, declined by 7.3 percent on a seasonally adjusted basis from the previous week. On an unadjusted basis, the Index was down 6 percent. The Refinance Index had surged 39 percent at the end of March co-incident with the largest one week drop in mortgage rates in 10 years but has now erased most of those gains. It declined another 11 percent last week and the refinancing share of total applications dropped to 39.4 percent from 41.5 percent during the week ended April 12. The...(read more)

Forward this article via email:  Send a copy of this story to someone you know that may want to read it.

from Mortgage News Daily http://bit.ly/2UTnXOF

3 Ways Spring Cleaning Can Connect Your Home With Nature

Your outdoor space is whatever area of your home base that you go to when you want to comfortably connect with nature. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2ZxOfET

Bazaar Daily Finds

What are you looking for? We've just relaunched our marketplace as BAZAAR – the best place on the web for designer vintage furnishings and accessories READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2vkFFvv

3 Questions to Ask Before Buying a Whirlpool Tub

Content originally published and Shared from http://perfectbath.com

Are you buying your first whirlpool bathtub? Let us help you narrow down the choices. Start by asking yourself the following questions:

Will it fit in the bathroom?
Make sure to measure your bathroom before you even look at a whirlpool, including any space you might gain taking down dividing walls or showers. "Most whirlpools come in three standard sizes," says Morey. "Five feet, five and a half and six. But you can't just consider the tub size — they're all designed to be dropped into a deck, and that will take up more space, with the bare minimum adding at least a half-inch to your measurements on all sides.

"If you think you'd like to hold a lot of stuff like candles and oils near the water, you'll also need extra space on the deck," says Morey. "If you're over six feet tall, you may want to forfeit deck space for more tub room." Source: HGTV

Is your current heating system enough?
If you choose to heat your whirlpool with your existing in-home heating system, make sure it can handle the amount of water needed to fill the whirlpool. With an external system, the water in the tub will get cool quickly due to the circulating jets, so you will need to frequently refill the tub with hot water. A 50 gallon quick recovery system should be sufficient.

The other option is a self-heating system. A self-heating whirlpool comes with its own internal heating system that circulates the tub water and reheats when necessary. This is a good energy-saving option and the best way to keep your water temperature consistent. Source: DoItYourself

Which type of jet should you pick?
Choose between water jets or air jets. Water-jet whirlpool tubs force water through jets, giving more pressure and a forceful massage. In air-jet whirlpool tubs, air is forced through tiny holes for a lighter massage. A combination whirlpool tub uses both, but will be more expensive and may use more energy.

• One drawback of water-jet and combination tubs is that you can't use bath salts or oils, as these will damage the pumping mechanism.
• Another water-jet and combination tub drawback is that some water stays in the jets, and mold can develop if they're not regularly cleaned out. Source: WikiHow

We can help you figure out which brand or type of whirlpool tub will work best for your needs. Find out more when you call us today!

 

Contact:
Perfect Bath
Phone: Toll Free 1-866-843-1641
Calgary, Alberta
Email: info@perfectbath.com

The post 3 Questions to Ask Before Buying a Whirlpool Tub appeared first on Perfect Bath Canada.

from Perfect Bath Canada http://bit.ly/2W6LBE4

3 Questions to Ask Before Buying a Whirlpool Tub

Content originally published and Shared from http://perfectbath.com

Are you buying your first whirlpool bathtub? Let us help you narrow down the choices. Start by asking yourself the following questions:

Will it fit in the bathroom?
Make sure to measure your bathroom before you even look at a whirlpool, including any space you might gain taking down dividing walls or showers. “Most whirlpools come in three standard sizes,” says Morey. “Five feet, five and a half and six. But you can’t just consider the tub size — they’re all designed to be dropped into a deck, and that will take up more space, with the bare minimum adding at least a half-inch to your measurements on all sides.

“If you think you’d like to hold a lot of stuff like candles and oils near the water, you’ll also need extra space on the deck,” says Morey. “If you’re over six feet tall, you may want to forfeit deck space for more tub room.” Source: HGTV

Is your current heating system enough?
If you choose to heat your whirlpool with your existing in-home heating system, make sure it can handle the amount of water needed to fill the whirlpool. With an external system, the water in the tub will get cool quickly due to the circulating jets, so you will need to frequently refill the tub with hot water. A 50 gallon quick recovery system should be sufficient.

The other option is a self-heating system. A self-heating whirlpool comes with its own internal heating system that circulates the tub water and reheats when necessary. This is a good energy-saving option and the best way to keep your water temperature consistent. Source: DoItYourself

Which type of jet should you pick?
Choose between water jets or air jets. Water-jet whirlpool tubs force water through jets, giving more pressure and a forceful massage. In air-jet whirlpool tubs, air is forced through tiny holes for a lighter massage. A combination whirlpool tub uses both, but will be more expensive and may use more energy.

• One drawback of water-jet and combination tubs is that you can’t use bath salts or oils, as these will damage the pumping mechanism.
• Another water-jet and combination tub drawback is that some water stays in the jets, and mold can develop if they’re not regularly cleaned out. Source: WikiHow

We can help you figure out which brand or type of whirlpool tub will work best for your needs. Find out more when you call us today!

 

Contact:
Perfect Bath
Phone: Toll Free 1-866-843-1641
Calgary, Alberta
Email: info@perfectbath.com

The post 3 Questions to Ask Before Buying a Whirlpool Tub appeared first on Perfect Bath Canada.

from Perfect Bath Canada http://bit.ly/2W6LBE4

This Simple Change Makes Your Closet Look Like a Showroom

If your closet closely resembles an upended store at the mall, one simple change creates a sleek space. READ MORE...

from Apartment Therapy| Saving the world, one room at a time http://bit.ly/2vrIP0F